Everyone makes mistakes and having a DUI or an OUI on your diving record can have an affect your premium, but taking the right steps will allow you to keep your costs down.
When did the DUI or OUI take place? If your driving offense was over a year old, you should call your insurance company and ask them to re-rate your policy. Often times unless you ask, you will not see your policy update to current status.
Does your auto insurance company offer a defensive driver discount? If so, you should take it! After you are charged with a driving while intoxicated or driving under the influence, your insurance company will raise your rates. A good way to keep your cost down is to maximize your discounts and the defensive driving course is an easy way to do that.
Shop your rates! Your insurance company may have great auto insurance rates for someone without a DUI or OUI, but other may not be so cheap with one! Shopping your insurance rates will allow you to find a company that does not look at this offense as harshly.
Overall, there are always ways to control the cost of auto insurance, but you have to be diligent and a smart consumer. EspanolSeguros.com will help you shop your rates and help you find a company that fits your needs. Fill out the form today and get connected with an insurance agent to help!