Florida is a state that mandates insurance for all cars on the road, whether it is a commercial vehicle, state vehicle, personal vehicle or antique vehicle. Most drivers when shopping for insurance are interested in paying the least amount, but before buying a policy, do your research. There are great resources available for consumers to research, including the Florida Office of Insurance Regulation and Better Business Bureau.
Florida has over 200 insurance companies to find affordable insurance from, ranging from the large national insurance carriers to local Florida companies. Here are the steps to follow when shopping for a cheap insurance policy in the Sunshine State:
Getting low cost insurance in Florida:
- Be Prepared: What level coverage are you going to need in order to protect your assets? Often times a local agent can help you figure this out, but things to keep in mind are if you own a home, have children or own a business. What does each coverage type mean and how does it protect me and my passengers? You can go to our learning center at EspanolSeguros.com to help you along the way. Have I received all of the discounts that I deserve?
- Shop Multiple Companies: The more companies you shop, the better chance you will find the best rate. By filling out the form at EspanolSeguros.com, you will be connected to local and national agents who will help you along the way.
- Research the Companies: Once you have your rates, check on the track record of each company in Florida. Just because it’s a cheap rate, does not mean that they are the best company for you. What is their rating with the better business bureau? Have other consumers had good experiences with this company?
- Double Check the Policy: Before signing up for a policy, you will want to read through the whole thing and make sure that there are no remaining questions. Do you have the coverage that you asked for?
Shopping for cheap insurance in Florida does not have to be time consuming. With a little bit of research beforehand, you will make sure you are getting what you deserve: a great rate with a great company!
Who are you insured with in Florida? How was the experience with that company and buying your policy?