Are you a licensed driver in Miami and looking to purchase auto insurance for the first time? If so, then you are probably trying to find the best deal. After all, who wants to end up paying more than they need to for their car insurance? In the city of Miami, auto insurance can range anywhere from about $400 for a six month policy to over $1,000. Of course, this will depend on a variety of factors, such as the type of car you drive, which neighborhood of Miami you live in, and how much coverage you are buying for your vehicle. Either way, shopping for car insurance means first checking to find out what your local regulations, laws, and requirements are regarding auto insurance Miami.
Specifications Auto Insurance Miami:
Miami is located in the state of Florida, which has their own laws regarding vehicle insurance coverage. There are minimum amounts in place that all drivers need to have in order to legally operate a vehicle in the state. For example, you will need to have injury coverage of a minimum of $10,000 per person per accident, and a total of $20,000 in minimum coverage per accident. You will also need to have at least $10,000 in property damage liability.
Florida is also unique in that it has requirements for insurance that covers DUI citations, having your license suspended or having too many points on your record, and damages from any crash that you may cause.
Requirements and Discounts for Auto Insurance in Miami:
To purchase auto insurance in Miami for a discounted rate, you will typically have to any or all of various requirements. For example, many companies offer a safe driving discount for those who have not had points on their record in five or more years. In addition, you can usually save a significant amount of money by paying for your policy in full, rather than paying in monthly installments over the course of six or twelve months. In addition, drivers who have anti-theft devices equipped on their car can usually enjoy a good 10% savings or more on their auto insurance policy, so this can be a great discount to take advantage of.
Be sure to keep the above tips and information in mind when shopping for your auto insurance Miami and you will be sure to choose a policy that works for you.
Contact us at (877) 697-3487 for more specific information.