Everyone makes mistakes and having a DUI or an OUI on your diving record can have an affect your premium, but taking the right steps will allow you to keep your costs down.
When did the DUI or OUI take place? If your driving offense was over a year old, you should call your insurance company and ask them to re-rate your policy. Often times unless you ask, you will not see your policy update to current status.
Does your auto insurance company offer a defensive driver discount? If so, you should take it! After you are charged with a driving while intoxicated or driving under the influence, your insurance company will raise your rates. A good way to keep your cost down is to maximize your discounts and the defensive driving course is an easy way to do that.
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